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v0 vs Lovable in 2026: Price, Credits and Which AI App Builder to Pick
v0 Free caps you at 7 messages a day and Plus is $30 a user; Lovable Pro is $25 for 100 credits. Here's which AI app builder costs less for what you build.
8 min read
v0 prices and token rates checked Oct 21, 2026 on v0’s pricing page. Lovable plan prices checked Oct 19, 2026 on Lovable’s pricing page and subscription-plans docs; credit rules checked Oct 21, 2026 on Lovable’s plans-and-credits docs. All are linked under Sources. This page has no affiliate links (how we work).
On sticker price, Lovable wins: Pro is $25 a month for 100 credits, while v0 Plus is $30 a user. But they don’t sell the same thing. v0 gives each paid user $30 of monthly credit and spends it by the token, at rates that change with the model you pick. Lovable sells credits, where a small edit costs under one and a bigger build costs more. Neither tells you what one message costs in dollars, so the real question is which meter fits how you build.
On free plans, the shapes differ too: v0 Free caps you at 7 messages a day; Lovable Free gives 5 build credits a day, up to 30 a month. And v0 lets you sync to GitHub on Free, while Lovable makes you pay to download your code.
We haven’t tested v0 or Lovable. Everything below comes from each company’s own pricing pages and docs.
TL;DR: v0 or Lovable, by situation
- Free tinkering: either. v0 Free gives 7 messages a day plus GitHub sync and Vercel deploys. Lovable Free gives 5 build credits a day, capped at 30 a month.
- One app, solo: Lovable Pro at $25 for 100 credits, or $250 a year. It’s $5 cheaper than v0 Plus, and code download comes with it.
- A team: v0 charges per user ($30 Plus, $100 Business). Lovable Business is $50 for 100 credits, with SSO and governance.
- You already live on Vercel: v0. Deploying to Vercel is on its Free plan (Vercel’s own plans), and paid users get $2 of free daily credits on login on top of the $30 monthly credit.
- Shopping wider: see Lovable vs Bolt, Lovable alternatives or AI coding tools compared.
Price by plan
All USD per month. v0 prices exclude VAT/GST.
| Plan | v0 | Lovable | Source |
|---|---|---|---|
| Free | $0, 7 messages/day | $0, 5 credits/day | Both pages |
| Entry paid | Plus $30/user | Pro $25, 100 credits | Both pages |
| Higher | Business $100/user | Business $50, 100 credits | Both pages |
| Annual | Not published | $250 or $500/yr | Both pages |
| Enterprise | Custom | Contact sales | Both pages |
| New users | $5 one-time credit | Not listed | v0.app |
Sources: v0 pricing (checked Oct 21, 2026; $5 new-user credit checked Oct 20, 2026) and Lovable pricing (checked Oct 19, 2026). Plan history: v0 price tracker and Lovable price tracker.
The details behind the table:
- v0 Plus is shown as “$30” next to a struck-through “$90” “/user/month”. Plus and Business each include “$30 of included monthly credits per user” and “$2 of free daily credits on login per user”. Business adds “Training opt-out by default” (v0 pricing, checked Oct 21, 2026). v0 shows no annual price or toggle.
- Lovable Pro is $25 a month for 100 credits, or $250 a year (about $21 a month). Business is $50 for 100 credits, or $500 a year (about $42 a month). Both have tiers up to 10,000 credits (Lovable subscription plans, checked Oct 19, 2026).
- Lovable Free gives “5 per day, up to 30 per month” build credits, plus 20 Cloud, 4 AI and 1 connector credit a month (Lovable plans and credits, checked Oct 21, 2026).
Credits: dollars vs credits
v0 meters tokens. “Every time you send a prompt or receive output from v0, it is broken into tokens and measured.” So a message has no fixed price. Here’s what the models cost per 1M tokens (v0 pricing, checked Oct 21, 2026):
| Model | Input | Output |
|---|---|---|
| v0 Mini | $0.20 | $1.20 |
| v0 Pro | $2 | $10 |
| v0 Max | $5 | $25 |
| v0 Max Fast | $10 | $50 |
Cache writes and reads are billed separately (v0 Pro: $2.50 write, $0.20 read per 1M). The spread matters: output on v0 Max Fast costs about 42 times what it does on v0 Mini. Your $30 monthly credit goes a long way on Mini and much less far on Max Fast. Free isn’t metered in dollars at all; it’s the “7 message/day limit”.
Lovable meters credits. In Plan mode it’s “1 credit per message, plus the cost of any subagent research”. In Build mode, “Cost depends on the complexity of the request and the work completed.” Lovable gives its own examples, noting “Actual credits used vary” (Lovable plans and credits, checked Oct 21, 2026):
| Request | Credits |
|---|---|
| Make the button gray | 0.50 |
| Remove the footer | 0.90 |
| Add authentication | 1.20 |
| Landing page with images | 2.00 |
At Pro’s entry tier, $25 for 100 credits works out to $0.25 a credit, which matches the $0.25 conversion rate Lovable uses for legacy Pro balances (Business converts at $0.50). By Lovable’s own examples, adding authentication would be roughly 30 cents of a Pro plan.
Rollover: monthly plan credits expire “2 months from issue date”, or “1 month after the annual billing period ends” on annual plans. Top-ups last 12 months.
Lovable chat messages are “typically a fraction of a credit”, but only under a temporary pricing model that runs “through October 31, 2026”. That window ran through October 31, 2026, and the docs (checked Oct 21, 2026) don’t say what replaces it. Asking people to pick a plan while a core price has an expiry date and no successor is just unfair to anyone trying to budget.
Code, GitHub and hosting
v0: “Sync with GitHub” and “Deploy apps to Vercel” are both on the Free plan (v0 pricing, checked Oct 21, 2026). Whether you can download a ZIP isn’t stated on the pricing page, so GitHub sync is the documented way out.
Lovable: Git sync (GitHub, GitLab, Bitbucket) works on Free and up, but downloading or editing code needs Pro or higher. Hosting runs on Cloud credits: Free, Pro and Business include a monthly Cloud grant, and heavy traffic can draw on your credit balance (Lovable subscription plans, checked Oct 19, 2026).
Both let you get code into a repo for free. Lovable charges for the direct download; v0’s pricing page doesn’t mention one.
Teams
v0 is priced per user: Plus $30 and Business $100 per user a month, each with its own $30 monthly credit and $2 daily login credit. Five people on Plus is $150 a month with $150 of credit between them (v0 pricing, checked Oct 21, 2026).
Lovable Business is $50 a month for 100 credits, with SSO and governance extras over Pro. The credit start point is the same as Pro’s 100, so the extra $25 buys controls, not building (Lovable pricing, checked Oct 19, 2026). Our dated notes don’t cover how Lovable counts team members on a plan, so check that on Lovable’s pricing page before you invite people.
Here’s what I’d do
You want to see whether either one “gets” your idea: use both free plans for a week. v0’s 7 messages a day and Lovable’s 5 credits a day are enough for a real first draft.
You’re building one app on your own: Lovable Pro. $25 is the cheaper entry, the per-credit cost is readable, and code download is included. If you’re sure, $250 a year saves two months.
You’re a Next.js and Vercel shop: v0 Plus. The deploy path is native, and switching to v0 Mini for small edits stretches the $30 credit.
You’re a team of five: price both. v0 Plus is $150 a month for five seats with $30 credit each. Lovable Business starts at $50 for 100 credits, before any higher credit tier.
You’re a student: v0’s pricing FAQ says “No, we do not offer discounts at this time”, but v0’s student page gives verified students at its listed active schools “$20 credits per month for free for 1 year” (both checked Oct 26, 2026). If your school isn’t on the list, you pay the normal price.
Also worth a look: Bolt.new pricing, which meters tokens with a daily cap on Free, and Replit pricing if you’d rather have an agent in a full browser workspace.
Starting on Lovable’s free plan? Is Lovable free? covers the daily and monthly credit caps.
Only want the free tiers? See Is v0 free? and Is Lovable free?.
If you’ve picked v0, v0 Plus vs Business compares the paid cards that replaced the old Premium/Team names.
FAQ
Is v0 free? Yes, v0 Free costs $0 with a 7 message/day limit, GitHub sync and Vercel deploys, per v0.app on Oct 21, 2026.
Is v0 better than Lovable? v0 suits Vercel users and token-level control; Lovable suits solo builders who want cheaper entry and code download on Pro.
Which is cheaper, v0 or Lovable? Lovable Pro at $25 a month is $5 below v0 Plus at $30 a user, and Lovable publishes an annual price while v0 doesn’t.
Can you export code from v0? v0 lists GitHub sync on its Free plan; a ZIP download isn’t stated on its pricing page.
v0 vs Replit: which is cheaper? Replit Core is $20 a month ($18 billed yearly) against v0 Plus at $30 a user; see our Replit pricing post.
Sources
- v0 pricing (Free 7 message/day limit, GitHub sync, Vercel deploys; Plus $30 with struck-through $90; Business $100; $30 monthly and $2 daily credits; token rates; no annual price; VAT/GST excluded; no-discounts FAQ): https://v0.app/pricing (verified 2026-10-21; $5 new-user credit verified 2026-10-20; FAQ verified 2026-10-26)
- Lovable pricing (Free, Pro $25, Business $50, Enterprise): https://lovable.dev/pricing (verified 2026-10-19)
- Lovable subscription plans (annual $250 and $500, tiers to 10,000 credits, Git sync, code download on Pro+, Cloud hosting credits): https://docs.lovable.dev/introduction/subscription-plans (verified 2026-10-19)
- Lovable plans and credits (Plan and Build mode costs, example credits, temporary chat pricing through Oct 31, 2026, legacy conversion rates, rollover, top-ups, Free grants): https://docs.lovable.dev/introduction/plans-and-credits (verified 2026-10-21)
- Replit pricing (Core $20, $18 billed annually): https://replit.com/pricing (verified 2026-10-20)
- v0 for students ($20 credits a month for 1 year at listed active schools): https://v0.app/students (verified 2026-10-26)